Car Loans
Ready to step into that dream car? We can help get you on the road quickly with a Car Loan
Rated 5 from 544 Reviews
Ready to step into that dream car? We can help get you on the road quickly with a Car Loan
Rated 5 from 544 Reviews
Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured car loan will generally have lower car loan repayments as the loan is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.
Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.
We're a proud member of the Finance Brokers Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.
LB
Lynda Birnie
Ben my finance broker was absolutely amazing. Very professional and very understanding to my lending needs. Ben made it easy and hassle free. Clear and concise communication at all times. I would recommend Ben 100% to anyone looking for financial advice and help.
JB
Jenya Barlow
We’ve been working with Shoheel for quite some time now, and we are incredibly grateful for everything he has done for us. From the moment we reached out, Shoheel has been nothing short of amazing. He takes the time to truly understand our situation and has always provided us with clear, sound advice and mortgage options tailored to our needs. His expertise, patience, and personal approach have made a huge difference in our investment journey. Shoheel’s commitment to ensuring we feel supported and informed every step of the way has given us confidence in our decisions. We truly appreciate his professionalism and the care he puts into helping us navigate through every challenge. If you’re looking for a mortgage and finance broker who genuinely cares and goes above and beyond for their clients, Shoheel Khan is the one! We can’t thank him enough for all his help. Highly recommended! Jenya & Nick Barlow
HD
Hardi Desai
Shoheel has done my last few mortgages now. He made the process really easy. Highly recommend!
The most common terms for Asset and Equipment Finance are between 12 months to 60 months. This does vary if the cost of the asset is particularly high and therefore loan terms can stretch to 10 years but this is relatively uncommon.
In simple terms, it's usually not a good idea. Even though it puts the contract ahead of the planned repayments, it's unlikely to bring any tax benefits. Also, you can't get back advance payments, like you can with a home loan. And if there's a Direct Debit set up, it might not take out more payments until the contract is due again.
A balloon payment refers to a large lump sum payment that is typically made at the end of a loan term. It is commonly associated with loans such as mortgages or car loans. Unlike regular loan payments, which are spread out evenly over the loan term, a balloon payment is much larger and is often necessary to fully pay off the remaining balance of the loan.
Balloon payments are typically used in situations where the borrower wants lower monthly payments throughout the term of the loan, with the understanding that they will need to make a significant final payment. This can be advantageous for borrowers who expect their financial situation to improve over time or who plan to sell the asset before the balloon payment comes due.
However, balloon payments also come with risks. If the borrower is unable to make the balloon payment when it is due, they may be forced to refinance the loan or sell the asset to cover the outstanding balance. Additionally, balloon payments can make it more difficult for borrowers to budget effectively, as they must plan for the large payment at the end of the loan term.
A balloon payment refers to a large lump sum payment that is typically made at the end of a loan term. It is commonly associated with loans such as mortgages or car loans. Unlike regular loan payments, which are spread out evenly over the loan term, a balloon payment is much larger and is often necessary to fully pay off the remaining balance of the loan.
Balloon payments are typically used in situations where the borrower wants lower monthly payments throughout the term of the loan, with the understanding that they will need to make a significant final payment. This can be advantageous for borrowers who expect their financial situation to improve over time or who plan to sell the asset before the balloon payment comes due.
However, balloon payments also come with risks. If the borrower is unable to make the balloon payment when it is due, they may be forced to refinance the loan or sell the asset to cover the outstanding balance. Additionally, balloon payments can make it more difficult for borrowers to budget effectively, as they must plan for the large payment at the end of the loan term.
Generally speaking, it takes days from the application to approval to settlement. This can very with the complexity of any deal and we recommend to speak with us to get an indication.
The most common terms for Asset and Equipment Finance are between 12 months to 60 months. This does vary if the cost of the asset is particularly high and therefore loan terms can stretch to 10 years but this is relatively uncommon.
Olleh Asset and Equipment Finance ABN: 39 675 822 232, Olleh Asset and Equipment Pty Ltd ABN: 39 675 822 232 is an authorised credit representative (ACR # 557447) of Fintelligence Pty Ltd (Australian Credit Licence #511803)..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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