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Emma Otto

Jason and the team at Olleh Lending have been fantastic to work with during the sale of our property and purchase of our new home. Jason took us through all lending options and explained these in clear terms so we could ensure we were making the best choice for our financial goals. Pre-approvals were quickly organised and made formal approval a breeze when the time came, I couldn't believe we had formal approval from the bank on the same day the contract was signed for our new purchase!! Thanks again team :)

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Connor McKenzie

Shoheel and Latisha at Olleh Lending were absolutely amazing with all their support and advice throughout the whole process of trying to acquire finance for a home loan. Their calmness and reassurance with their communication the whole time was a breath of fresh air. I cannot recommend their service highly enough.

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Tim Frost

Awesome working with these guys. Everything is easy and smooth. All boxes are ticked. Thanks to Terri,Alice and Shoheel. Awesome experience with this team again.

Frequently Asked Questions

How much can I borrow?

The amount you can borrow depends on the asset, your financial situation, and the lender’s criteria. Whether you’re financing a car, truck, or business equipment, we’ll work with lenders to secure the best possible approval amount for your needs.

Can I make extra repayments?

In many cases, yes — but it depends on the type of loan and lender you choose. Some asset and equipment finance loans allow you to make additional repayments without penalty, helping you reduce interest and pay off your loan sooner. Others may have restrictions or fees for early repayments. At Olleh Asset & Equipment Finance, we’ll explain all your options upfront and help you select a loan structure that gives you the flexibility you need.

What is a balloon or residual payment?

A balloon (or residual) payment is a lump sum that’s due at the end of your loan term. By setting a balloon payment, your regular monthly repayments are lower during the loan, with the larger amount deferred to the end. This option can be a great tool for managing cash flow and keeping repayments to a minimum. We’ll work with you to determine if a balloon payment is suitable for your situation and how it might benefit your overall finance structure.

Can I get finance if I have bad credit?

Having a poor credit history doesn’t necessarily mean you can’t get finance. While it may limit some options, there are lenders who specialise in helping customers with past credit issues. Approval will depend on your current financial situation, the type of asset you’re financing, and how you demonstrate your ability to repay the loan. At Olleh Asset & Equipment Finance, we’ll explore the options available and work to find the best solution for your circumstances.

How long does the process take?

The time it takes to arrange asset and equipment finance can vary depending on your circumstances and the lender’s requirements. In many cases, approvals can be obtained within 24 hours. More complex applications may take a little longer. At Olleh Asset & Equipment Finance, we make the process as smooth as possible and keep you updated every step of the way.

What is the typical term for Asset and Equipment Finance?

The most common terms for Asset and Equipment Finance are between 12 months to 84 months.