At Olleh we are persistent in achieving your finance result, through our signature approach; We blend your needs, wants, short term & future goals, together with care and lending know-how.
We know this is more than ‘just a loan’ – this is your life in the making And so...
We begin with YOU!
Step One.
Together, we uncover your specific situation, which allows us to see exactly where you’re at & where it is you want to be. - Already we’re beginning to unlock all of the best possibilities!
Knowledge is power!
Step Two.
We work to truly know and understand your unique financial information - to hone-in on the very best products suited to you
We walk the journey with YOU!
Step 3
Lachlan will sit with you, presenting your best options, while supporting your decision making with his extensive knowledge & expertise, helping you arrive at your feel-good fit – the one that makes most financial sense, while also fitting to your lifestyle and financial goals in the best way possible.
With over 153 years of experience under our roof (yes, really!) you are being held by some of the most experienced in industry. That’s 153 years of learning how to do it right – and we still refine our skills & processes in pursuit of further excellence – because you mattered to us in the beginning, and you matter to us now
Put simply, we are a progressive mortgage and finance company, that blends soul with performance to build great results for our clients, time & time again.
That’s the Olleh way!
Our Principal and Senior Finance Specialist, Lachlan Brew is here for the lifelong journey of your finance needs. Whether you’re looking at commercial or consumer lending, buying a car or holiday, looking at business equipment or cashflow – or even or a novated lease – Lachlan does it all.
‘I’m in it for the relationship, not just the deal’
Lachlan approaches every application with care, expertise, and the personalisation required to truly meet your finance needs, while holding your absolute best interest at the forefront – meaning you will always be in good hands, and always want to return to Olleh.
Lachlan’s experience will be your best asset.
Call LachlanLE
Linda Edwards
Lidija and Justin helped us to refinance our home and investment property, and also arranged pre-approval for a construction loan. At every step they went above and beyond to find us the best option and to communicate with us. We trusted them to find us the best deal and we're really happy with our new financial arrangements. I would highly recommend Lidija and the team at Olleh!
KF
Kyle Frisina
Excellent to deal with. Very knowledgeable, experienced and honest. Would use again for sure.
PP
Penny Protheroe
John is always friendly, so easy to speak with and shows genuine interest and understanding of the proposed project. Very responsive to requests. He is very knowledgeable, shares ideas and possibilities I had never thought of! Would highly recommend.
The most common terms for Asset and Equipment Finance are between 12 months to 60 months. This does vary if the cost of the asset is particularly high and therefore loan terms can stretch to 10 years but this is relatively uncommon.
In simple terms, it's usually not a good idea. Even though it puts the contract ahead of the planned repayments, it's unlikely to bring any tax benefits. Also, you can't get back advance payments, like you can with a home loan. And if there's a Direct Debit set up, it might not take out more payments until the contract is due again.
A balloon payment refers to a large lump sum payment that is typically made at the end of a loan term. It is commonly associated with loans such as mortgages or car loans. Unlike regular loan payments, which are spread out evenly over the loan term, a balloon payment is much larger and is often necessary to fully pay off the remaining balance of the loan.
Balloon payments are typically used in situations where the borrower wants lower monthly payments throughout the term of the loan, with the understanding that they will need to make a significant final payment. This can be advantageous for borrowers who expect their financial situation to improve over time or who plan to sell the asset before the balloon payment comes due.
However, balloon payments also come with risks. If the borrower is unable to make the balloon payment when it is due, they may be forced to refinance the loan or sell the asset to cover the outstanding balance. Additionally, balloon payments can make it more difficult for borrowers to budget effectively, as they must plan for the large payment at the end of the loan term.
A balloon payment refers to a large lump sum payment that is typically made at the end of a loan term. It is commonly associated with loans such as mortgages or car loans. Unlike regular loan payments, which are spread out evenly over the loan term, a balloon payment is much larger and is often necessary to fully pay off the remaining balance of the loan.
Balloon payments are typically used in situations where the borrower wants lower monthly payments throughout the term of the loan, with the understanding that they will need to make a significant final payment. This can be advantageous for borrowers who expect their financial situation to improve over time or who plan to sell the asset before the balloon payment comes due.
However, balloon payments also come with risks. If the borrower is unable to make the balloon payment when it is due, they may be forced to refinance the loan or sell the asset to cover the outstanding balance. Additionally, balloon payments can make it more difficult for borrowers to budget effectively, as they must plan for the large payment at the end of the loan term.
Generally speaking, it takes days from the application to approval to settlement. This can very with the complexity of any deal and we recommend to speak with us to get an indication.
The most common terms for Asset and Equipment Finance are between 12 months to 60 months. This does vary if the cost of the asset is particularly high and therefore loan terms can stretch to 10 years but this is relatively uncommon.